Perspective

By Glover has developed Embedded Financial Advisory™ (“EFA”), a proprietary advisory model developed to support ambitious, growing businesses as financial complexity increases. EFA was developed in conjunction with four core beliefs By Glover holds as it relates to building and managing an effective and efficient strategic financial framework for businesses.

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Highly talented people are, and always will be, essential to quality

Even as AI transforms financial analysis, the need for highly talented financial professionals remains essential. Just as the calculator and Excel did not replace talent but amplified its impact, skilled people are not made obsolete by tools. They manage, interpret, and push them further. That said, attracting and retaining this caliber of talent requires more than financial remuneration. Long-term incentives, intellectually challenging work, and the opportunity to advise and collaborate with multiple companies across industries are non-negotiables for truly elite professionals to remain stimulated, especially as artificial intelligence reduces the more manual aspects of finance work.

AI and software are essential for efficiency

The advancement of software and AI has fundamentally reshaped the landscape of finance, unlocking new levels of efficiency and value that were previously not possible. Tasks that once consumed hours, such as data consolidation, variance analysis, and cash flow planning can now be systematized, automated, and scaled with precision. When managed properly, these tools can unlock deeper understanding within a business and enable rapid decision-making and progress. The challenge with the rapid progression of finance technology is that it has created a seemingly endless number of point solutions. There are more tools than ever, yet less clarity on what actually drives results for each individual business. Too often, these tools underdeliver on the promise of AI that replaces analysts or generates perfect forecasts. While they may have the capability, they must fit specific use cases and be managed effectively by skilled professionals to ensure real value is derived.

Quality and efficiency can only be achieved via repeatable processes and systematized workflows

Elite financial outcomes do not come from tools alone. They come from disciplined, repeatable processes executed by teams who know how to wield those tools effectively and in ways specific to your business. Systemized workflows built intentionally on top of the right AI stack, with the right people, create consistency, scalability, and clarity across functions such as forecasting, reporting, and scenario planning. When processes are repeatable, teams can move faster with fewer errors. When tools are properly managed, insights flow. The combination of sharp people, well-governed systems, and embedded software creates a compound effect: each cycle becomes smarter, more accurate, and more strategic. Without structure, even the best tools become noise and distraction. With structure, finance becomes a performance engine.

Repeatable processes and systematic workflows create elite outcomes

When you combine all of the essential pieces of exceptional talent, the right software stack tailored to the business, and disciplined repeatable workflows, you unlock a flywheel for elite financial execution. Talented people bring judgment, creativity, and adaptability, qualities no software can replicate. The right tools amplify their impact by eliminating noise and enabling sharper, faster decision-making. When those tools are embedded in structured, repeatable processes, the output becomes consistent, scalable, and actionable. This gives business leaders real visibility, agility, and leverage to propel their companies forward with confidence. Embedded Financial Advisory is the difference between reactive finance and a true strategic advantage.